KestaPlacement

Merchant placement and referral desk

Declined, terminated, over-reserved, or overpaying? There is still a processor for you.

One form. A person with 20 years in payments reviews it within one business day and routes it to acquirers that already board your category. No fee to you.

Tell us where you stand How it works

We do not underwrite, we do not guarantee approval, rates, or timelines, and we are not a processor. We know who says yes, and we make the introduction.

Which one is you?

I need a processor

Terminated, declined, or never approved. We route your file to acquirers that board your vertical today.

Start the form

I am in chargeback or fraud trouble

A new account alone will not fix a ratio problem. We start with remediation, then placement once the numbers are back in line.

Start the form

I am losing revenue to failed payments

Subscription businesses lose 5 to 15 percent of recurring revenue to declines that have nothing to do with the customer leaving. That is recoverable.

Start the form

Not sure. I want to talk to someone.

Fill in what you know and say so in the notes. We will tell you where you stand before anyone pitches you anything.

Start the form

How it works

1

Tell us where you stand

Business type, volume, what happened with your last processor, and your dispute and fraud ratios if you know them. Five minutes. No bank statements, no IDs.

2

A person reviews it

Not a bot. We tier your file on arrival: clean history and ratios in line go to the front of the line. Files with a ratio problem get a remediation plan first.

3

We make the introduction

A warm email to the acquirer or partner that fits, with you copied. They handle underwriting and documents directly. You deal with one person throughout.

Categories we place today

These are the verticals where we have acquirers with confirmed appetite right now. Most other high-risk categories are placeable. If yours is not listed, submit the form and we will tell you.

Licensed gaming and iGaming Sweepstakes and social casino Peptides and research compounds Nutraceuticals and affiliate supplements Travel and ticketing Forex, CFDs, and trading education Subscription and continuity billing Telehealth, CBD, coaching, and more

We do not place replica or counterfeit goods, adult AI, unlicensed gaming or gambling, or anything illegal in the merchant's or cardholder's jurisdiction.

Who is on the other end of the form

Two operators with more than 20 years each in payments, on the acquirer side, the gateway side, and the merchant side. We have placed accounts in every category on this page and we maintain relationships with a network of acquirers and ISOs that specialize in them.

We are not tied to a single processor, so we have no reason to force your file somewhere it does not fit. If we cannot place you, we will say so, and we will tell you why.

What a strong file looks like

  • Processing history with no holds or terminations
  • Fraud plus dispute ratio under 0.5 percent of settled transactions
  • Chargebacks in line with your category
  • Product pages, refund terms, and descriptors that match what you actually do

Not there yet? That is the second thing we do. Say so in the form.

Tell us where you stand

Everything here is used to route your file, not to underwrite it. Nothing is shared until a person has reviewed it.

Optional, but it speeds up routing

If you do not know a number, leave it. We will ask.

Reviewed by a person within one business day.